新语丝读书论坛

(Page Generated:2005-3-22)

skipper3你的帐又算错了。 - Enlighten (933 bytes) 2005-3-22, 17:50:49 (15550)
- hey you over looked the fact that rental income will go up - skipper3 (818 bytes) 2005-3-22, 18:12:16 (15557)
  - You missed a point - charlie_wang (468 bytes) 2005-3-22, 22:17:57 (15623)
    - Of course that can happen. I don't deny it. - skipper3 (319 bytes) 2005-3-22, 23:25:46 (15626)
  - interest rate can be lower than inflation that's a fact? - mangolasi (66 bytes) 2005-3-22, 18:39:52 (15572)
    - Yes. We are talking a small project not national - skipper3 (254 bytes) 2005-3-22, 18:46:48 (15576)
      - By the way, unless you are very opmistic of the economy, those - mangolasi (602 bytes) 2005-3-22, 19:11:29 (15581)
        
        hear hear, Mam! - skipper3 (294 bytes) 2005-3-22, 19:43:09 (15601)
      - A rough look at the discussion below suggests that you have no idea - mangolasi (1037 bytes) 2005-3-22, 19:03:44 (15579)
        
        what? - skipper3 (269 bytes) 2005-3-22, 19:14:39 (15584)
        
        Oh, you are talking about the present value of the principle. - mangolasi (471 bytes) 2005-3-22, 19:24:01 (15594)
  - you claimed two benefits of inflation when there's at most one. - Enlighten (248 bytes) 2005-3-22, 18:25:12 (15566)
  - well I guess I didn't anwer your question properly. - skipper3 (167 bytes) 2005-3-22, 18:23:08 (15563)
    - this is to counter your notion of inflation is good at reducing debt - Enlighten (135 bytes) 2005-3-22, 18:27:44 (15567)
      - so the point is: don't count on inflation to reduce your debt (无内容) - Enlighten (0 bytes) 2005-3-22, 18:29:07 (15569)
        
        See you can't COUNT ON anything when you make such - skipper3 (286 bytes) 2005-3-22, 18:39:55 (15573)
- My load is fix rate for 30 years. - meteor (32 bytes) 2005-3-22, 17:53:39 (15554)
  - Long term inflation is already factored-in for your loan. - Enlighten (172 bytes) 2005-3-22, 17:57:40 (15555)
    - should be "projection" (or the correspondent economic jargon) - mangolasi (145 bytes) 2005-3-22, 18:43:50 (15575)
- this is to respond to your post below - Enlighten (39 bytes) 2005-3-22, 17:52:02 (15552)
水木,我为你能做的都做了! (转贴,作者不祥) - 方鸿渐 (2322 bytes) 2005-3-22, 17:29:38 (15525)
- 未名空间部分前十四个跟贴: - 方鸿渐 (1977 bytes) 2005-3-22, 17:35:59 (15535)
why there are no new articles on the science forum? (无内容) - Nono (0 bytes) 2005-3-22, 17:22:27 (15519)
- 我去了一下，发现那个paul怎么跟这里的paul两副嘴脸 - Amsel (12 bytes) 2005-3-22, 17:32:09 (15529)
Why did no one (including Banzhu) comment on eradication of Rubella in USA? - HunHunSheng (214 bytes) 2005-3-22, 17:14:47 (15515)
- 这已经不算新闻了。美国没有新发风疹已经好多年前的事 - xj (46 bytes) 2005-3-22, 17:51:12 (15551)
To BerkeleyWolf,...... - BEAR (168 bytes) 2005-3-22, 16:33:56 (15478)
- BerkeleyBear and Bear: - BerkeleyWolf (100 bytes) 2005-3-22, 19:14:12 (15583)
  - oh, BerkeleyBear is my brother. (无内容) - BerkeleyWolf (0 bytes) 2005-3-22, 19:19:15 (15586)
给skipper3看看，上海市地铁口房价和租房价格之比。 - bluesea (314 bytes) 2005-3-22, 15:34:56 (15419)
- 等於20万美元，还算可以吧？ (无内容) - 随便 (0 bytes) 2005-3-22, 19:56:56 (15604)
- 都在叫泡沫泡沫的，能给出一个比较可观的指标么？ - 元江 (120 bytes) 2005-3-22, 17:39:31 (15540)
  - 隔壁打小麻将的大妈也炒房了 (无内容) - 乱劈材 (0 bytes) 2005-3-22, 17:48:46 (15547)
- 这skipper3 是不是应该给炎样道歉呢？ - bluesea (251 bytes) 2005-3-22, 17:31:23 (15527)
  - Hahaha...you are so funny. (无内容) - skipper3 (0 bytes) 2005-3-22, 17:33:24 (15531)
    - 哦,不愿意啊.很正常啊. - bluesea (302 bytes) 2005-3-22, 17:45:13 (15545)
      - ...and out of your mind (无内容) - skipper3 (0 bytes) 2005-3-22, 20:20:52 (15606)
      - 镜像没有论坛吧? (无内容) - wangle (0 bytes) 2005-3-22, 19:23:52 (15593)
- guys. My recommendation is based on this statement - skipper3 (80 bytes) 2005-3-22, 16:26:32 (15472)
  - 哦？这位不是在那里大叫年入10万，买房才吵的？ - bluesea (210 bytes) 2005-3-22, 16:33:34 (15477)
    - Stupid! You asked me a specific question and I answered - skipper3 (35 bytes) 2005-3-22, 16:38:49 (15480)
      - 这就是你的回答？真聪明啊。 - bluesea (316 bytes) 2005-3-22, 16:44:12 (15483)
        
        TMD. Last post for you. 945k*0.054/12=4.3k (无内容) - skipper3 (0 bytes) 2005-3-22, 16:53:02 (15491)
        
        Your number is for interest only - you are not repaying the principal. - Enlighten (39 bytes) 2005-3-22, 17:10:28 (15510)
        
        That's the point! If annual inflation is 4%, 945k - skipper3 (108 bytes) 2005-3-22, 17:16:01 (15516)
        
        point is: do banks allow you to take interest-only loans in china? (无内容) - Enlighten (0 bytes) 2005-3-22, 17:17:31 (15517)
        
        That's technicality. There are many ways to deal with it. - skipper3 (302 bytes) 2005-3-22, 17:25:37 (15521)
        
        Hmmm, that's really technicality. - wasguru (76 bytes) 2005-3-22, 17:31:52 (15528)
        
        Sorry, I didn't realize that you made yet another assumption... - wasguru (73 bytes) 2005-3-22, 17:39:30 (15539)
        
        hey are we talking RMB or USD? - skipper3 (164 bytes) 2005-3-22, 17:52:16 (15553)
        
        You are right. - wasguru (212 bytes) 2005-3-22, 18:24:14 (15565)
        
        you are right. - skipper3 (351 bytes) 2005-3-22, 18:31:44 (15570)
        
        可是你依然算错。 - bluesea (71 bytes) 2005-3-22, 17:02:11 (15503)
        
        but your figure was RMB4290. Where does that come from? (无内容) - wasguru (0 bytes) 2005-3-22, 16:58:43 (15499)
        
        So I got the last 2 digits wrong. Does it matter? (无内容) - skipper3 (0 bytes) 2005-3-22, 17:01:42 (15502)
        
        Yes, it matters. - wasguru (67 bytes) 2005-3-22, 17:09:04 (15508)
        
        speaking of every cent count, for years I've been after - steven (379 bytes) 2005-3-22, 18:40:16 (15574)
        
        well, maybe you should swtich to the hard drive industry :) (无内容) - wasguru (0 bytes) 2005-3-22, 18:59:48 (15578)
        
        their k = 1024 even for salary? that is cool, however, - steven (65 bytes) 2005-3-22, 22:09:14 (15620)
        
        No, their k = 1000 even for bytes. Isn't that hot? (无内容) - wasguru (0 bytes) 2005-3-23, 02:01:16 (15637)
        
        it is so hot, even cool :) (无内容) - steven (0 bytes) 2005-3-23, 02:09:58 (15639)
        
        You are so Like. (无内容) - skipper3 (0 bytes) 2005-3-22, 17:13:09 (15512)
        
        你就跟一只薄嘴唇的狐狸似的, - shine (83 bytes) 2005-3-22, 16:57:01 (15498)
        
        criticize accepted. I am going drop it for good (无内容) - skipper3 (0 bytes) 2005-3-22, 16:58:53 (15500)
  - This is meaningless - what if I put 80% down payment? - Enlighten (181 bytes) 2005-3-22, 16:32:30 (15475)
    - in China, the downpayment is higher - Jingyi (62 bytes) 2005-3-22, 18:22:29 (15562)
    - 贷款计算器。 - bluesea (139 bytes) 2005-3-22, 16:41:18 (15481)
- 你最近要回上海吗 - Nono (18 bytes) 2005-3-22, 16:15:03 (15455)
  - 不回也被朋友说明白了。 - bluesea (102 bytes) 2005-3-22, 16:23:10 (15465)
    - It's hard - Jingyi (131 bytes) 2005-3-22, 18:21:10 (15560)
- SOunds a very good deal. - skipper3 (674 bytes) 2005-3-22, 16:07:12 (15437)
  - 按你这算法你不是给银行看房子捏?70到期了你的equity都一点没涨 - Smashedmouth (35 bytes) 2005-3-22, 16:24:21 (15468)
    - Think it this way. - skipper3 (739 bytes) 2005-3-22, 16:37:21 (15479)
      - How can interest rate "about the same" when inflation goes up? - Enlighten (67 bytes) 2005-3-22, 16:46:54 (15486)
        
        doesn't matter. see below (无内容) - skipper3 (0 bytes) 2005-3-22, 16:53:32 (15492)
      - 你的两个假设都有问题.一是inflation, 2是利率. - Smashedmouth (203 bytes) 2005-3-22, 16:41:51 (15482)
        
        Wrong. There always be inflation as long as wages - skipper3 (701 bytes) 2005-3-22, 16:50:27 (15489)
        
        1. "as long as"....another assumption 2. There are cases where - Smashedmouth (35 bytes) 2005-3-22, 16:54:35 (15494)
        
        yeah one has to take chance to be a winner. - skipper3 (54 bytes) 2005-3-22, 16:56:53 (15497)
        
        One has to take "calculated" risk, while your calculations - Smashedmouth (16 bytes) 2005-3-22, 19:20:28 (15588)
        
        Where did I calculate risk? - skipper3 (111 bytes) 2005-3-22, 20:02:13 (15605)
        
        When things can go both ways, you assume they will go - Smashedmouth (110 bytes) 2005-3-22, 20:26:27 (15608)
        
        No no no. That's not "my way" if you mean the best - skipper3 (322 bytes) 2005-3-22, 21:19:06 (15617)
  - 您这经济怎么学的？首款不能认为是白来的。要加2000元/月。 (无内容) - Enlighten (0 bytes) 2005-3-22, 16:14:33 (15453)
    - You are talking opportunity cost. - skipper3 (414 bytes) 2005-3-22, 16:24:46 (15470)
    - 因为首款这个钱如果没放房子里可作他用(投资或生息)-- 这叫机会成本。 (无内容) - Enlighten (0 bytes) 2005-3-22, 16:17:49 (15458)
  - skipper 我求求你啦，做好调研再来算。 - bluesea (202 bytes) 2005-3-22, 16:11:52 (15447)
    - are you talking interest or interest+principal? - skipper3 (47 bytes) 2005-3-22, 16:14:50 (15454)
      - 我说“月还” (无内容) - bluesea (0 bytes) 2005-3-22, 16:20:35 (15462)
    - 80万贷款5500还是夫妻公积金全满的情况下。 - bluesea (123 bytes) 2005-3-22, 16:14:26 (15452)
    - he doesn't even know China's mortgage rate is not fixed - 炎阳 (37 bytes) 2005-3-22, 16:14:23 (15451)
- 上海这种状况只能靠对将来升值的期望来支持。 (无内容) - Enlighten (0 bytes) 2005-3-22, 16:05:01 (15434)
- 最可怕的是现在狂炒的资金大部份是从银行靠关系贷出的，疯狂呵！ - 炎阳 (291 bytes) 2005-3-22, 15:53:23 (15422)
  - 冷静的分析可能还会持久很多时间。 - bluesea (208 bytes) 2005-3-22, 16:07:43 (15438)
    - 可以学香港搞廉屋计划嘛 (无内容) - 2Cul4U4 (0 bytes) 2005-3-22, 16:24:03 (15467)
  - 不一定。 - bluesea (393 bytes) 2005-3-22, 15:59:12 (15429)
    - What is the weight is the 外资? - boxer (322 bytes) 2005-3-22, 16:16:12 (15457)
    - I don't believe it! 你这又被媒体炒作骗了，真以为外资都看好上海了 - 炎阳 (136 bytes) 2005-3-22, 16:06:57 (15436)
      - 我从来不相信上海报纸，且相信房产肯定会蹦盘。 - bluesea (387 bytes) 2005-3-22, 16:19:37 (15460)
      - 如果信息开放，就可以查到外商具体的数字，防止造谣炒作。 (无内容) - Enlighten (0 bytes) 2005-3-22, 16:10:29 (15442)
  - 跳什么楼？赚了是自己的，亏了是国家的。难怪这些人说中国好。 (无内容) - Enlighten (0 bytes) 2005-3-22, 15:58:55 (15428)
    - 也有跟风去炒的冤大头。偶组里的上海大姐，自已啃萝卜头，住Apt - 炎阳 (82 bytes) 2005-3-22, 16:02:44 (15431)
      - 跳楼的是用自己钱的，不是能“从银行贷出了几个亿炒房”的那种人。 (无内容) - Enlighten (0 bytes) 2005-3-22, 16:08:12 (15439)
        
        他们也有风险，多是挪用专项资金或凑借，讲求cash flow, 不能套住 - 炎阳 (50 bytes) 2005-3-22, 16:11:40 (15446)
- 补充一下 - bluesea (173 bytes) 2005-3-22, 15:52:34 (15421)
- 房价奇贵，租房超便宜，这不是房产泡沫是什么？ - bluesea (242 bytes) 2005-3-22, 15:40:13 (15420)
  - 会不会出现房价超便宜租价奇贵的现象，出现了该怎么称呼这种现象？房产疙瘩？ - 2Cul4U4 (12 bytes) 2005-3-22, 15:56:21 (15426)
    - It's normal rent is comparatively lower than in many parts - skipper3 (143 bytes) 2005-3-22, 16:10:45 (15444)
    - 那可能是1,没有户口不让买房;2,多数人现金流不够;3,要打仗了 (无内容) - Smashedmouth (0 bytes) 2005-3-22, 16:08:18 (15440)
      - 或者4）地震高发区 5）名胜古迹 - 2Cul4U4 (78 bytes) 2005-3-22, 16:19:59 (15461)
        
        6,七十使用期限快到了. 另:您怒把力把炎阳他家也弄成个古迹5的... (无内容) - Smashedmouth (0 bytes) 2005-3-22, 16:46:26 (15485)
最近有两部科幻片Cube Zero, Primer - Nono (50 bytes) 2005-3-22, 15:02:39 (15375)
- The Cue第一集比较好看 - Alien (81 bytes) 2005-3-23, 06:09:12 (15651)
Terri Schiavo 的先生在中国就是过街老鼠 - 田牛 (67 bytes) 2005-3-22, 14:56:14 (15363)
- 15 years since she was in current state. (无内容) - mangolasi (0 bytes) 2005-3-22, 14:57:37 (15368)
支持实名制，要求参加南师大女生陪舞的领导同志的实名！ - Enlighten (612 bytes) 2005-3-22, 14:50:55 (15358)
- 好象现在中国人也开始不再称“张某”“李某”了 - Jingzhang2 (119 bytes) 2005-3-22, 15:17:52 (15404)
- 算了吧，不搞实名制老时跟Nano问候他们的老母都空对空的非常不方便 (无内容) - 2Cul4U4 (0 bytes) 2005-3-22, 14:57:25 (15367)
  - 土库同学，这个也要讲先来后到吧。 - 老时 (26 bytes) 2005-3-22, 15:03:54 (15377)
    - 不是实名制这么骂娘有意思吗？我们一帮看客看的雾霎霎不知道谁的妈真吃了亏了 (无内容) - 2Cul4U4 (0 bytes) 2005-3-22, 15:11:02 (15389)
pure academic question to XJ：记得大概一个多月前， - 笑笑 (244 bytes) 2005-3-22, 14:44:00 (15346)
- 如果大脑皮层的语言思维部分没损伤，恢复是有可能的 - xj (441 bytes) 2005-3-22, 15:06:22 (15383)
  - Good! - boxer (46 bytes) 2005-3-22, 15:20:45 (15406)
  - thanks! - 笑笑 (100 bytes) 2005-3-22, 15:17:51 (15403)
- 昨天CNN有回顾 (无内容) - 2Cul4U4 (0 bytes) 2005-3-22, 14:45:52 (15348)
关于尖尼佛.漏拍子长相的组织鉴定结果 - 随便 (151 bytes) 2005-3-22, 14:43:07 (15345)
- I found her features are very harmonic. And small nose (but still sharp). - mangolasi (87 bytes) 2005-3-22, 15:14:57 (15397)
- 你是凯丁吗？　 - Latino2 (69 bytes) 2005-3-22, 14:49:09 (15353)
  - 容俺再研究一下 - 随便 (53 bytes) 2005-3-22, 15:08:13 (15385)
  - 和尖尼佛.蹄力比起来。:-) (无内容) - 大胖星 (0 bytes) 2005-3-22, 15:00:09 (15373)
    - 脱口秀说她butt上可以起飞远程轰炸机。　　　 - Latino2 (76 bytes) 2005-3-22, 15:08:23 (15386)
ZT: 回央视制作“人与自然”，赵忠祥呼吁保护动物 - Latino2 (1271 bytes) 2005-3-22, 14:39:35 (15340)
- 客观的说，赵忠祥解说的动物世界确实很不错 - 蓝隼 (84 bytes) 2005-3-22, 19:15:46 (15585)
  - 太差了，不是一般的差！ - Cheval (66 bytes) 2005-3-22, 22:22:47 (15624)
- 毋要因人废言 (无内容) - Nono (0 bytes) 2005-3-22, 16:47:37 (15487)
  - Did I? No, I didn't. - Latino2 (39 bytes) 2005-3-22, 16:52:10 (15490)